Car hire companies in the UK, like every other car owner in the United Kingdom are required by law to have insurance for the vehicle covering third party risk. This mean that the vehicle has to have insurance cover for the eventuality that the car is involved in an incident in which third party property is damaged or a person is injured .

In the UK this insurance cover will be in place without you having to pay for it directly as part of your hire amount . So when you rent a car from a Vehicle rental company in the UK. The car is likely to have comprehensive insurance included in the rental [ cost amount ]. In the event that the car has been damaged this will cover the amount of repair.

However, due to the insurance costs incurred by the car hire company, they normally try to offset their costs by having an insurance excess or deductible on their policy. The sum for the vehicle rental uk excess insurance could be around 600.00 GBP or more.could be more if the vehicle is a premium type car, like a sports car.

The vehicle rental firm make the person hiring the vehicle responsible for the insurance excess amount.
This means that in the event that the car is damage, the renter would be responsible for the first GBP 600.If the excess has fixed at 600.00 GBP for the damage to the vehicle . This gives the driver an incentive to try and avoid the car being damaged by a reduction in the costs of insurance excess.

When a vehicle is returned damaged to a vehicle rental location , the car branch staff will normally work off a chart of sorts to establish the approximate cost of repair. The rental companies will apply this amount to the hirers credit card. In the event that the cost of repair is actually less than the amount charged to the credit card, there is some doubt that the vehicle rental company actually contacts the driver to refund the difference. The driver should make a point of contacting the car rental firm to establish what the exact amount of damage was in case they are entitled to a refund.

Car Hire Prestwick Airport – All Inclusive

 

 Mail this post


This entry was posted on Sunday, November 22nd, 2009 at 5:48 am and is filed under General. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.